6 Best Marriott Bonvoy Credit Cards

Jodie Price

By Jodie Price | Updated September 15, 2025

Marriott Bonvoy credit cards make it easier to earn rewards for hotel stays, travel, and everyday spending. The best options offer strong point-earning rates at Marriott properties along with valuable perks that improve your experience each stay. You can find a card that suits your habits and goals, with options from no-annual-fee cards to premium cards with added benefits.

  • Marriott Bonvoy Boundless® Credit Card

    The Marriott Bonvoy Boundless® Credit Card is designed for travelers who stay at Marriott hotels and want to earn rewards toward future stays. It offers a direct way to collect Marriott Bonvoy points through everyday spending and hotel purchases.

    Cardholders can use it to access travel-related perks within the Marriott Bonvoy program. It also includes ongoing benefits that can add value for those who book with Marriott regularly.

    Earning Structure:

    • Up to 17x total points per $1 spent at over 7,000 participating Marriott Bonvoy® hotels
    • 3x points per $1 on the first $6,000 spent annually in combined purchases at grocery stores, gas stations, and dining
    • 2x points per $1 on all other purchases

    Welcome Bonus:
    Earn 3 Free Night Awards (each valued up to 50,000 points) after qualifying purchases.

    Card Details:

    • Annual fee: $95
    • Foreign transaction fees: None
    • APR: 19.99%–28.49% variable
    • 1 Free Night Award (valued up to 35,000 points) every year after account anniversary
    • 15 Elite Night Credits annually
    • Points never expire as long as purchases are made at least once every 24 months

    Key Benefits:

    • Annual free night award (up to a set point value)
    • Automatic Silver Elite status in Marriott Bonvoy
    • Path to Gold Elite status with qualifying spend
    • No foreign transaction fees
    • Access to Visa Signature travel and purchase protections

    Redemption Options:
    Points can be redeemed for Marriott hotel stays, room upgrades, travel packages, or transferred to airline partners.

    Credit Requirements:
    Good to excellent credit (FICO score of 690 or higher) is typically required.

    Spending Limitations / Potential Drawbacks:
    Best value is achieved when redeeming at Marriott properties; point value may be lower for non-hotel redemptions.

    Why it Works for Beginners:
    It provides an easy way for beginners to earn and use hotel points without complicated rules.

  • Marriott Bonvoy Brilliant® American Express® Card

    The Marriott Bonvoy Brilliant® American Express® Card is a premium travel rewards card for frequent Marriott guests. It offers strong hotel perks and a rewards program tied to the Marriott Bonvoy loyalty program.

    Cardholders can earn points on hotel stays, dining, and other purchases. It also includes travel-related benefits that can add value for those who stay at Marriott properties often.

    Earning Structure:

    • 6x points on purchases at participating Marriott Bonvoy® hotels
    • 3x points at restaurants worldwide
    • 3x points on flights booked directly with airlines
    • 2x points on all other eligible purchases

    Welcome Bonus:
    Earn 185,000 Marriott Bonvoy® bonus points after spending $6,000 in purchases within the first 6 months of Card Membership.

    Card Details:

    • Annual fee: $650
    • Foreign transaction fees: None
    • APR: 20.24%–29.24% variable
    • 25 Elite Night Credits per year toward next-level Elite status
    • Marriott Bonvoy Platinum Elite status
    • Priority Pass™ Select lounge access
    • Global Entry or TSA PreCheck® fee credit

    Key Benefits:

    • Annual Free Night Award (up to a set point value)
    • Marriott Bonvoy Platinum Elite status
    • Priority Pass™ Select airport lounge access
    • Statement credits for eligible dining purchases
    • Travel and purchase protection benefits

    Redemption Options:
    Points can be redeemed for Marriott hotel stays, airline transfers, travel packages, and experiences.

    Credit Requirements:
    Good to excellent credit (FICO score of 670 or higher) is generally required.

    Spending Limitations / Potential Drawbacks:
    The card’s value depends on Marriott stays; it may be less rewarding for those who rarely use Marriott hotels.

    Why it Works for Beginners:
    It offers straightforward earning categories and an easy way to access premium travel perks without complex point strategies.

  • Marriott Bonvoy Bold® Credit Card

    The Marriott Bonvoy Bold® Credit Card is a travel rewards credit card designed for those who want to earn Marriott Bonvoy points without paying an annual fee. It offers rewards on Marriott stays as well as everyday purchases.

    This card is part of the Marriott Bonvoy program, which includes thousands of hotels worldwide. Cardholders can earn points toward free nights, room upgrades, and other travel perks.

    Earning Structure:

    • Up to 14x total points per $1 at thousands of Marriott Bonvoy® hotels
    • 2x points per $1 at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services
    • 1x point per $1 on all other purchases

    Welcome Bonus:
    Earn 30,000 bonus points after qualifying purchases.

    Card Details:

    • Annual fee: $0
    • Foreign transaction fees: None
    • APR: 19.99%–28.49% variable
    • Automatic Silver Elite status in Marriott Bonvoy
    • Pay Yourself Back® option for statement credits toward qualifying travel purchases (up to $750 per year)
    • Option to break up qualifying travel purchases into equal monthly payments with no interest or plan fees

    Key Benefits:

    • Automatic Silver Elite status in Marriott Bonvoy
    • 15 Elite Night Credits each calendar year
    • No annual fee
    • Baggage delay and trip delay coverage

    Redemption Options:
    Points can be redeemed for Marriott hotel stays, room upgrades, travel packages, airline transfers, or as statement credits for qualifying travel purchases.

    Credit Requirements:
    Good to excellent credit (FICO score of 690 or higher) is typically required.

    Spending Limitations / Potential Drawbacks:
    Lower earning rates on non-travel purchases compared to some travel cards.

    Why it Works for Beginners:
    It offers entry-level travel rewards without an annual fee, making it easy for new users to start earning points.

  • Marriott Bonvoy Bevy® American Express® Card

    The Marriott Bonvoy Bevy® American Express® Card is designed for travelers who want to earn Marriott Bonvoy points on everyday purchases. It offers solid earning potential on both travel and non-travel spending.

    Cardholders can use it to access Marriott’s large hotel network, which includes thousands of properties worldwide. It also provides benefits that can make hotel stays more rewarding.

    Earning Structure:

    • 6x points per $1 at hotels participating in Marriott Bonvoy
    • 4x points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases per year, then 2x)
    • 2x points on all other eligible purchases

    Welcome Bonus:
    Earn 155,000 Marriott Bonvoy bonus points after spending $5,000 in the first 6 months.

    Card Details:

    • Annual fee: $250
    • Foreign transaction fees: None
    • APR: 20.24%–29.24% variable
    • 1,000 bonus points per paid eligible Marriott stay
    • Complimentary Marriott Bonvoy Gold Elite status
    • 15 Elite Night Credits annually

    Key Benefits:

    • Automatic Gold Elite status in Marriott Bonvoy
    • 15 Elite Night Credits per year
    • Bonus points on eligible travel and dining
    • No foreign transaction fees

    Redemption Options:
    Points can be redeemed for hotel stays, travel packages, and experiences through Marriott Bonvoy’s program.

    Credit Requirements:
    Good to excellent credit (FICO score of 690 or higher) is generally required.

    Spending Limitations / Potential Drawbacks:
    The bonus categories have spending caps, and the annual fee may not suit infrequent travelers.

    Why it Works for Beginners:
    It offers clear earning categories and automatic elite status, making it easy for new Marriott Bonvoy members to start earning rewards.

  • Marriott Bonvoy Business® American Express® Card

    The Marriott Bonvoy Business® American Express® Card is designed for small business owners who want to earn rewards on travel and everyday business expenses. It offers ways to earn Marriott Bonvoy points on purchases in multiple categories.

    Cardholders can use these points for hotel stays at Marriott properties and other travel-related redemptions. The card also includes business-friendly features that can help track and manage expenses.

    Earning Structure:

    • 6x points at participating Marriott Bonvoy hotels
    • 4x points at U.S. restaurants, U.S. gas stations, U.S. shipping purchases, and wireless telephone services purchased directly from U.S. service providers
    • 2x points on all other eligible purchases

    Welcome Bonus:
    Limited-time offer: Earn 125,000 Marriott Bonvoy points after spending $8,000 in the first 6 months (offer ends 10/22/2025).

    Card Details:

    • Annual fee: $125
    • Foreign transaction fees: None
    • APR: 20.24%–29.24% variable
    • 7% discount on eligible Marriott bookings
    • Complimentary Marriott Bonvoy Gold Elite status
    • 1 Free Night Award annually (up to 35,000 points), plus a second after $60K annual spend

    Key Benefits:

    • Annual free night award (with a redemption limit)
    • Elite Night Credits toward Marriott Bonvoy status
    • Complimentary Marriott Bonvoy Silver Elite status
    • No foreign transaction fees
    • Business expense management tools

    Redemption Options:
    Points can be redeemed for Marriott hotel stays, travel packages, and partner airline miles.

    Credit Requirements:
    Good to excellent credit (FICO score of 690 or higher) is typically required.

    Spending Limitations / Potential Drawbacks:
    Highest earning rates apply only to specific categories and Marriott stays.

    Why it Works for Beginners:
    It offers simple earning categories and clear redemption options that are easy for new rewards users to understand.

  • Chase Sapphire Preferred® Card

    The Chase Sapphire Preferred® Card is a flexible travel rewards card that earns valuable Chase Ultimate Rewards® points, which can be transferred to Marriott Bonvoy and other travel partners. It offers competitive earning rates on travel, dining, streaming, and online grocery purchases.

    Cardholders benefit from a strong welcome bonus, an annual hotel credit, and valuable travel protections. The ability to transfer points to Marriott Bonvoy at a 1:1 ratio makes it a versatile choice for Marriott fans.

    Earning Structure:

    • 5x points per dollar on travel purchased through Chase Ultimate Rewards®
    • 3x points per dollar on dining, including eligible delivery services
    • 2x points per dollar on all other travel purchases
    • 1x point per dollar on all other purchases

    Welcome Bonus:
    Earn 75,000 points after spending $5,000 in the first 3 months from account opening.

    Card Details:

    • Annual fee: $95
    • Foreign transaction fees: None
    • APR: 19.99%–28.24% variable
    • 10% anniversary points boost
    • Complimentary DashPass subscription and monthly DoorDash credits

    Key Benefits:

    • Flexible point transfers to over a dozen airline and hotel partners, including Marriott Bonvoy
    • Strong travel and purchase protections
    • No foreign transaction fees
    • Access to Chase’s travel booking portal for bonus earning rates

    Redemption Options:
    Points can be redeemed for travel, cash back, gift cards, or transferred to partners like Marriott Bonvoy.

    Credit Requirements:
    Good to excellent credit (FICO score of 690 or higher) is typically required.

    Spending Limitations / Potential Drawbacks:
    Bonus earning rates apply only to specific categories, so general purchases earn at a lower rate.

    Why it Works for Beginners:
    It offers simple earning categories and flexible redemption options, making it easy to learn how to maximize rewards.

Frequently Asked Questions

What are the benefits of the Marriott Bonvoy Boundless Credit Card?

The Marriott Bonvoy Boundless® Credit Card offers strong rewards on Marriott purchases and everyday spending. Cardholders receive a free night award each year after their account anniversary, valued up to 35,000 points. It also includes automatic Silver Elite status and a path to Gold Elite with qualifying spend.

How does the Marriott Bonvoy Brilliant American Express Card compare to other hotel credit cards?

The Marriott Bonvoy Brilliant® American Express® Card provides premium perks like Platinum Elite status, annual dining credits, and a free night award worth up to 85,000 points. It also includes Priority Pass™ lounge access and valuable travel protections. This card is best suited for frequent Marriott guests seeking luxury benefits.

Can you receive free nights with a Marriott credit card offer?

Yes, many Marriott Bonvoy cards, including the Boundless®, Brilliant®, Bevy®, and Business® versions, offer annual free night awards. Some welcome offers also include free night certificates as part of the sign-up bonus. These benefits can easily offset the annual fee for frequent travelers.

What are the annual fees associated with the top Marriott Bonvoy Credit Cards?

Annual fees vary depending on the card. Entry-level options like the Marriott Bonvoy Bold® Credit Card have no annual fee, while mid-tier cards like the Boundless® charge around $95. Premium options like the Brilliant® cost $650 annually but offer significantly more perks.

What perks come with the Marriott Bonvoy Business Credit Card?

The Marriott Bonvoy Business® American Express® Card offers high rewards on Marriott stays and key business spending categories. Cardholders receive complimentary Gold Elite status and a free night award worth up to 35,000 points each year. It also provides a 7% discount on eligible bookings when reserving directly with Marriott.