5 Best Prepaid Travel Cards

Jodie Price

By Jodie Price | Updated September 15, 2025

Traveling abroad can be easier and safer with the right prepaid travel card. The best prepaid travel cards help manage spending, avoid high foreign transaction fees, and support multiple currencies without the need for a traditional credit card. From well-known options to supermarket-backed cards, each offers unique features that can suit different travel needs.

  • Revolut Standard Account

    The Revolut Standard Account is a prepaid travel card that works through a mobile app. It allows users to spend in multiple currencies at the real exchange rate. It is designed for travelers who want a low-cost way to manage money abroad. The card can also be used for everyday expenses.

    Earning Structure:

    • Up to 10% cashback on “Experiences” booked via the Revolut app

    Welcome Bonus:

    £20 (approx. US $27) welcome bonus for new customers who spend at least £20 within one month of account opening (eligible countries only).

    Card Details:

    • Type: Prepaid travel card
    • No. of Currencies: 30
    • Foreign ATM Fee: Free up to £200/month (approx. US $269); 2% fee thereafter
    • Max Daily ATM Withdrawal: £3,000 (approx. US $4,026)
    • Currency Conversion Fees: None on weekdays (up to £1,000/month, approx. US $1,342); 1% fee at weekends
    • Physical card delivery: £4.99 (approx. US $6.70)
    • Available to UK residents aged 18+

    Key Benefits:

    • Interbank exchange rates for currency conversion
    • High daily ATM withdrawal limit
    • App integration with instant spending notifications
    • Supports Apple Pay and Google Pay
    • Access to in-app “Experiences” marketplace

    Redemption Options:

    Cashback earned from Experiences can be credited to the account.

    Credit Requirements:

    No credit check is required, as it is not a credit card.

    Spending Limitations / Potential Drawbacks:

    Weekend currency conversions incur a 1% fee; ATM withdrawals above £200 (approx. US $268) per month carry a 2% fee.

    Why it Works for Beginners:

    It offers simple app-based management, competitive exchange rates, and flexibility for both travel and everyday use.

  • Wise Travel Money Card

    The Wise Travel Money Card is a prepaid debit card designed for use in multiple currencies. It allows travelers to spend abroad at the real exchange rate without hidden markups.

    Users can load the card with various currencies through the Wise app or website. It works in most countries where Mastercard is accepted, making it a flexible option for international trips.

    Earning Structure:

    • This card does not offer points or cashback rewards.

    Welcome Bonus:

    There is no welcome bonus for new cardholders.

    Card Details:

    • Type: Prepaid travel card
    • No. of Currencies: 49
    • Foreign ATM Fee: Two free per month (up to £200 — approx. US $268 each time), then 1.75% + £0.50 (approx. US $0.67) per withdrawal
    • Max Daily ATM Withdrawal: £1,500 (approx. US $2,013)
    • Currency Exchange Fee: From 0.33%, varies by currency
    • Card delivery fee: £7 (approx. US $9.39)
    • No dormancy fee

    Key Benefits:

    • Interbank exchange rates
    • High daily ATM withdrawal limit
    • Supports large selection of currencies
    • Spend leftover currency in the UK with a small conversion fee
    • Works with Apple Pay and Google Pay

    Redemption Options:

    Not applicable, as the card does not earn rewards.

    Credit Requirements:

    No credit check is required to get the card.

    Spending Limitations / Potential Drawbacks:

    Daily and monthly spending and withdrawal limits apply, and some ATM operators may charge their own fees.

    Why it Works for Beginners:

    It is easy to set up, simple to manage through the app, and does not require a credit history.

  • FairFX Multi Currency Card

    The FairFX Multi Currency Card is a prepaid travel card that allows users to load and spend in multiple currencies. It is designed for people who want to manage foreign spending without carrying cash.

    It works like a debit card but is preloaded with funds before travel. Users can top up online or through the FairFX app and use it in stores, online, or at ATMs abroad.

    Earning Structure:

    • This card does not offer points, miles, or cashback rewards.

    Welcome Bonus:

    There is no welcome bonus for new cardholders.

    Card Details:

    • Type: Prepaid multi-currency travel card
    • No. of Currencies: 21
    • Foreign ATM Fee: £1 (approx. US $1.34) per withdrawal
    • Max Daily ATM Withdrawal: £1,500 (approx. US $2,013)
    • Currency Conversion Fee: 2.25% for non-supported currencies
    • Minimum load: £50 (approx. US $67)
    • First replacement card free (£6 thereafter approx. US $8.05)

    Key Benefits:

    • Hold and spend in up to 21 currencies
    • No loading fees
    • Competitive exchange rates
    • High daily ATM withdrawal limit
    • Free card with transparent fee structure

    Redemption Options:

    Not applicable, as the card does not earn rewards.

    Credit Requirements:

    No credit check is required because it is a prepaid card.

    Spending Limitations / Potential Drawbacks:

    Some ATM withdrawals or currency conversions may incur fees.

    Why it Works for Beginners:

    It offers a simple way to manage travel spending without the complexity of credit cards or reward programs.

  • Asda Travel Money Card

    The Asda Travel Money Card is a prepaid card designed for use abroad. It allows cardholders to load multiple currencies before travel, helping them manage spending without carrying large amounts of cash.

    It can be used for purchases and ATM withdrawals in most countries where Mastercard is accepted. The card is not linked to a bank account, which can offer an extra layer of security.

    Earning Structure:

    • This card does not earn points or cashback.

    Welcome Bonus:

    There is no welcome bonus offered with the Asda Travel Money Card.

    Card Details:

    • Type: Prepaid travel card
    • No. of Currencies: 15
    • Foreign ATM Fee: None (fees may apply from ATM operators)
    • Max Daily ATM Withdrawal: £500 (approx. US $671)
    • Load Fee: Free for foreign currency wallets; 2% for pound sterling wallet
    • Maximum balance: £5,000 (approx. US $6,710)
    • Inactivity fee: £2 (approx. US $2.68)/month after 12 months without use (waived if balance is zero)

    Key Benefits:

    • No overseas ATM or purchase fees for preloaded currencies
    • Manageable through app, online, or by phone
    • 24/7 global assistance
    • Contactless payment support
    • Free replacement card if lost or stolen abroad

    Redemption Options:

    Not applicable, as the card does not earn rewards.

    Credit Requirements:

    No credit check is required, as it is a prepaid card.

    Spending Limitations / Potential Drawbacks:

    Some ATM withdrawals and currency conversions may incur fees.

    Why it Works for Beginners:

    It offers a simple, controlled way to manage travel spending without the need for a credit card.

  • Sainsbury’s Travel Money Card

    The Sainsbury’s Travel Money Card is a prepaid card designed for use abroad. It allows users to load multiple currencies before travel, helping them manage exchange rates in advance.

    It works like a debit card but is not linked to a bank account. This can make it safer for spending overseas, as only the preloaded balance is at risk.

    Earning Structure:

    • Nectar points when topping up in certain currencies (subject to promotions)

    Welcome Bonus:

    Extra Nectar points may be offered during promotional periods.

    Card Details:

    • Type: Prepaid travel card
    • No. of Currencies: 15 (can hold up to 22)
    • Foreign ATM Fee: None (ATM operator fees may apply)
    • Max Daily ATM Withdrawal: £500 (approx. US $671)
    • Load Fee: Free for foreign currency loads; 2% for GBP loads
    • Maximum balance: £5,000 (approx. US $6,710)
    • Inactivity fee: £2 (approx. US $2.68)/month after 24 months without use

    Key Benefits:

    • No fees for overseas spending or ATM withdrawals in preloaded currencies
    • Preferential FX rates for Nectar card holders
    • Supports multiple currencies and contactless payments
    • Chip and PIN protection with no link to a bank account
    • Manage funds via mobile app or online

    Redemption Options:

    Nectar points earned can be redeemed for discounts at Sainsbury’s and partner retailers.

    Credit Requirements:

    No credit check is usually required, as it is a prepaid product.

    Spending Limitations / Potential Drawbacks:

    High 5.75% FX fee for unsupported currencies; £500 (approx. US $671) daily ATM limit; inactivity fee after 24 months.

    Why it Works for Beginners:

    It offers a simple way to manage travel spending without the risk of overspending or debt.

Frequently Asked Questions

What are the top-rated prepaid cards for international travel with minimal fees?

The Wise Travel Money Card offers low currency conversion rates, supports 49 currencies, and works in most countries where Mastercard is accepted. The Revolut Standard Account also provides competitive exchange rates and lets users hold and spend in multiple currencies without high markups. Both options allow free ATM withdrawals up to set limits before fees apply.

Which reloadable prepaid cards offer the best value for international use?

The Wise Travel Money Card combines competitive exchange rates with flexible top-up options and a high daily ATM withdrawal limit. The FairFX Multi Currency Card allows users to hold 21 currencies and charges a flat £1 fee for ATM withdrawals worldwide. Both cards have transparent fees and are easy to manage online or via an app.

How can travelers obtain a Visa prepaid card suitable for global travel?

Visa prepaid travel cards can be applied for online through a provider or purchased in person at a participating store. Options like the Asda Travel Money Card and Sainsbury’s Travel Money Card are available to UK residents without a credit check. These cards support multiple currencies and are accepted in most countries.

Are there any prepaid travel cards that come without any fees?

Cards like the Asda Travel Money Card and Sainsbury’s Travel Money Card charge no fees for overseas purchases or ATM withdrawals in preloaded currencies. However, they may apply fees for unsupported currencies or sterling loads. Checking the terms before travel ensures you avoid unexpected charges.

Can you provide a list of widely accepted prepaid debit cards for travelers?

Popular options include the Wise Travel Money Card, Revolut Standard Account, FairFX Multi Currency Card, Asda Travel Money Card, and Sainsbury’s Travel Money Card. All work in many countries and support multiple currencies. Most can be managed through a mobile app for convenience while abroad.