6 Best Credit Cards With Priority Pass Lounge Access

Jodie Price

By Jodie Price | Updated September 15, 2025

Airport lounge access adds comfort and convenience to travel, and the right credit card can unlock Priority Pass membership with entry to over 1,400 lounges worldwide. Many premium cards also include guest access or travel credits, boosting overall value. This guide highlights six top cards that pair Priority Pass access with strong rewards and travel perks.

  • Chase Sapphire Reserve®

    The Chase Sapphire Reserve® is a premium travel credit card that provides strong rewards and valuable travel perks. It is designed for frequent travelers who want access to airport lounges and flexible redemption options.

    Cardholders receive complimentary Priority Pass Select membership, which grants entry to over 1,300 lounges worldwide. They also gain access to Chase Sapphire Lounges by The Club, making it useful for both domestic and international trips.

    Earning Structure:

    • 8x points on all purchases through Chase Travel℠, including The Edit℠
    • 4x points on flights and hotels booked direct
    • 3x points on dining worldwide
    • 1x point on all other purchases

    Welcome Bonus:
    Earn 120,000 bonus points after spending $6,000 within the first three months of joining.

    Card Details:

    • Annual fee: $795
    • APR: Variable, around 20.24%–28.74%
    • Network: Visa
    • Type: Credit card
    • Foreign transaction fees: None
    • Extra perks: Lyft and DoorDash credits, travel protections

    Key Benefits:

    • Strong lounge access with guest privileges
    • Valuable annual travel credit
    • Flexible points redeemable through Chase Ultimate Rewards
    • Wide travel and purchase protections
    • No foreign transaction fees

    Redemption Options:
    Points can be redeemed for travel through Chase Ultimate Rewards, transferred to airline and hotel partners, or used for cash back and gift cards.

    Credit Requirements:
    Applicants generally need good to excellent credit, typically a 740+ score.

    Spending Limitations / Potential Drawbacks:
    The high annual fee and premium features may not be worth it for those who travel infrequently.

    Why it Works for Beginners:
    It offers straightforward earning categories and flexible redemption options, making it easier for new cardholders to maximize rewards.

  • Capital One Venture X Rewards Credit Card

    The Capital One Venture X Rewards Credit Card is a premium travel card designed for frequent travelers. It provides valuable perks, such as airport lounge access and flexible rewards. Cardholders can enjoy strong travel protections and useful credits that help offset costs. The card combines everyday earning potential with luxury travel benefits.

    Earning Structure:

    • 10x miles on hotels and rental cars booked through Capital One Travel
    • 5x miles on flights booked through Capital One Travel
    • 2x miles on all other purchases

    Welcome Bonus:
    New cardholders can earn 75,000 bonus miles after spending $4,000 within the first three months.

    Card Details:

    • Annual fee: $395
    • APR: Variable, typically 19.99%–29.24%
    • Network: Visa
    • Type: Travel rewards
    • Foreign transaction fees: None
    • Lounge access: Capital One Lounges and Priority Pass (after enrollment)

    Key Benefits:

    • Access to 1,300+ airport lounges
    • Annual travel credit to offset trip costs
    • Strong travel insurance protections
    • $300 annual travel credit; 10,000 bonus miles each year
    • No foreign transaction fees
    • Simple 2x miles on everyday spending

    Redemption Options:
    Miles can be redeemed for travel bookings, statement credits, gift cards, or transfers to airline and hotel partners.

    Credit Requirements:
    Applicants typically need excellent credit, with a score of 740 or higher, to qualify.

    Spending Limitations / Potential Drawbacks:
    The high annual fee may not be worth it for those who travel rarely.

    Why it Works for Beginners:
    It offers straightforward 2x miles on most purchases, making it easy for new travelers to build rewards without tracking complex categories.

  • The Platinum Card® from American Express

    The Platinum Card® from American Express is a premium travel rewards card designed for frequent flyers. It provides access to a wide range of airport lounges, including Priority Pass, Centurion, and partner lounges.

    This card also offers strong travel protections and credits that can offset costs. It is often chosen by travelers who value comfort and convenience during trips.

    Earning Structure:

    • 5x points on flights booked directly with airlines or through Amex Travel
    • 5x points on prepaid hotels booked through Amex Travel
    • 1x point on other eligible purchases

    Welcome Bonus:
    New cardholders may be eligible for up to 175,000 Membership Rewards® points after spending $8,000 in the first six months of joining.

    Card Details:

    • Annual fee: $695
    • APR: See Pay Over Time APR (20.24%–29.24% variable, based on creditworthiness)
    • Network: American Express
    • Type: Charge card with pay-over-time options
    • Foreign transaction fees: None
    • Lounge access: Priority Pass, Centurion Lounge, Delta Sky Club (when flying Delta), and more

    Key Benefits:

    • Access to 1,400+ airport lounges worldwide
    • Travel credits that reduce trip costs
    • Strong purchase and travel protections
    • High earning rates on flights and hotels

    Redemption Options:
    Points can be redeemed for travel, gift cards, statement credits, or transfers to airline and hotel partners.

    Credit Requirements:
    Applicants generally need good to excellent credit.

    Spending Limitations / Potential Drawbacks:
    The high annual fee may not be worth it for those who travel infrequently.

    Why it Works for Beginners:
    It works for beginners who want premium travel perks and are willing to use the credits and lounge access to offset the cost.

  • Bank of America® Premium Rewards® Elite Credit Card

    The Bank of America® Premium Rewards® Elite Credit Card is a premium travel card designed for frequent travelers. It offers lounge access through Priority Pass, along with a wide range of travel protections.

    Cardholders in the Bank of America Preferred Rewards program can boost their earning potential. This makes the card more valuable for those who maintain higher balances with the bank.

    Earning Structure:

    • 2x points on travel and dining purchases
    • 1.5x points on all other eligible purchases

    Welcome Bonus:
    New cardholders can earn 75,000 bonus points after spending $5,000 in the first three months of joining.

    Card Details:

    • Annual fee: $550
    • APR: Variable, around 20.24%–28.24%
    • Network: Visa Infinite
    • Type: Points-based rewards card
    • Foreign transaction fees: None

    Key Benefits:

    • Access to Priority Pass lounges
    • Strong travel protections and insurance
    • Boosted rewards with Preferred Rewards membership
    • Flexible redemption options for travel purchases
    • No foreign transaction fees

    Redemption Options:
    Points can be redeemed for travel, cash back, gift cards, or statement credits.

    Credit Requirements:
    Applicants generally need a FICO score of 740 or higher to qualify.

    Spending Limitations / Potential Drawbacks:
    The high annual fee may not be worthwhile for those who do not travel often.

    Why it Works for Beginners:
    It can be a good fit for beginners who already bank with Bank of America and want to maximize rewards through the Preferred Rewards program.

  • Marriott Bonvoy Brilliant® American Express® Card

    The Marriott Bonvoy Brilliant® American Express® Card is a premium travel card designed for frequent Marriott guests. It includes strong travel perks and hotel-related benefits. Cardholders gain access to luxury features such as airport lounge entry and elite hotel status. It suits travelers who value comfort and added convenience during their trips.

    Earning Structure:

    • 6x points at Marriott Bonvoy hotels
    • 3x points at dining and flights booked directly with airlines
    • 2x points on all other purchases

    Welcome Bonus:
    New cardholders can earn 185,000 Marriott Bonvoy bonus points after spending $6,000 in purchases within the first six months.

    Card Details:

    • Annual fee: $650
    • APR: Variable, around 20.24%–29.24%
    • Network: American Express
    • Type: Travel rewards credit card
    • Foreign transaction fees: None

    Key Benefits:

    • Unlimited Priority Pass lounge visits with up to two guests
    • Automatic Marriott Bonvoy Platinum Elite status
    • Annual free night award at participating hotels
    • Strong earning rates on Marriott stays
    • No foreign transaction fees

    Redemption Options:
    Points can be redeemed for hotel stays, room upgrades, flights, and travel packages through Marriott Bonvoy partners.

    Credit Requirements:
    Applicants typically need good to excellent credit to qualify.

    Spending Limitations / Potential Drawbacks:
    The high annual fee may not be worth it for those who travel infrequently.

    Why it Works for Beginners:
    Beginners benefit from the simple earning structure and valuable hotel perks without needing to track complex reward categories.

  • U.S. Bank Altitude® Connect Visa Signature® Card

    The U.S. Bank Altitude® Connect Visa Signature® Card is a travel rewards card that includes Priority Pass Select membership. It is designed for frequent travelers who want lounge access without paying extra for the benefit.

    The card also offers flexible rewards on common spending categories. It provides useful perks that make it appealing for both travel and everyday use.

    Earning Structure:

    • 5x points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center
    • 4x points on travel and at gas stations
    • 2x points on grocery stores, dining, and streaming services
    • 1x point on all other eligible purchases

    Welcome Bonus:
    Earn 20,000 bonus points after spending $1,000 in the first three months of membership.

    Card Details:

    • Annual fee: $0
    • APR: Variable, typically around 18.24%–28.24%
    • Network: Visa Signature
    • Type: Travel rewards credit card
    • Foreign transaction fees: None

    Key Benefits:

    • Priority Pass Select airport lounge access
    • High rewards on travel and gas
    • No foreign transaction fees
    • Cell phone protection coverage
    • Roadside assistance included

    Redemption Options:
    Points can be redeemed for travel, gift cards, merchandise, or statement credits through the U.S. Bank rewards portal.

    Credit Requirements:
    Applicants generally need good to excellent credit, with a FICO score of 670–739, to qualify.

    Spending Limitations / Potential Drawbacks:
    Its lower rewards on everyday purchases and limited lounge access may reduce its overall value.

    Why it Works for Beginners:
    It offers straightforward earning categories and lounge access, making it easier for new travelers to maximize rewards without complex rules.

Frequently Asked Questions

What are the top credit cards offering complimentary Priority Pass lounge access?

The Platinum Card from American Express gives access to Priority Pass lounges along with Centurion and Delta Sky Club lounges. The Chase Sapphire Reserve also provides Priority Pass Select membership and includes guest access. The Marriott Bonvoy Brilliant American Express Card adds Priority Pass access while focusing on hotel rewards.

How does the Priority Pass Select membership differ from the standard Priority Pass?

Priority Pass Select is available only through U.S. credit cards. Unlike a standard paid Priority Pass membership, Select usually covers the annual fee for the member. Guest access may vary depending on the card that provides it.

Can you get unlimited Priority Pass lounge visits with any credit cards?

Yes, some premium cards include unlimited visits. The Chase Sapphire Reserve and the Platinum Card from American Express both allow unlimited lounge visits for the primary cardholder. Guest policies differ, so users should confirm the rules tied to their specific card.

What benefits does the Marriott Bonvoy Brilliant American Express Card offer in terms of lounge access?

This card provides Priority Pass Select membership. It also ties lounge access with Marriott Bonvoy rewards, making it useful for frequent hotel stays. Cardholders can enjoy both travel lounge access and hotel-related benefits.

Are there any credit cards that provide Priority Pass access as well as other travel benefits?

The Platinum Card® from American Express pairs Priority Pass with Centurion Lounge access and travel credits. The Chase Sapphire Reserve® offers Priority Pass alongside flexible point transfers and strong travel protections. The Capital One Venture X Rewards Credit Card also includes lounge access with annual travel credits and simple 2x miles on everyday spending.